Flexible Payment Options

HVAC & Home Service Financing in Dallas-Fort Worth

Get the comfort and safety upgrades your home needs today with convenient monthly payment options. Subject to credit approval.

Quick Application
Decisions in Minutes
Flexible Terms
Competitive Rates
LEX Air Conditioning serving Plano, TX

Licensed & Insured 2,000+ 5-Star Reviews Serving DFW Since 2004 Financing Subject to Approval

Affordable Comfort for Your Home

When your air conditioner breaks down in the middle of a Texas summer or your water heater fails unexpectedly, you need solutions—not financial stress. That's why LEX Air Conditioning partners with trusted lenders to offer financing options for qualifying customers.

With approved financing, you can get the HVAC system, water heater, or electrical upgrade your home needs now and spread payments over time. No need to drain your savings or put off critical repairs that could lead to bigger problems.

AC & Heating Systems
Water Heater Installation
Electrical Panel Upgrades
Whole-Home Generators

Why Finance Your Home Comfort System?

Smart homeowners know that investing in quality equipment pays off long-term

Get Comfort Now

Don't suffer through another Texas summer with a failing AC. Get the system your home needs today and pay over time with approved financing.

Preserve Your Savings

Keep your emergency fund intact for true emergencies. Financing lets you spread costs while maintaining financial flexibility.

Upgrade to Better Equipment

Monthly payments may make it easier to afford a higher-efficiency system that saves more on energy bills over time.

Lower Energy Bills

A new high-efficiency system can reduce your energy costs significantly. Those savings can help offset your monthly payment.

Avoid Costly Repairs

Continuing to repair an old system often costs more than replacing it. Financing makes replacement more accessible.

Increase Home Value

New HVAC systems, water heaters, and electrical upgrades can increase your home's value and appeal to buyers.

Services Eligible for Financing

Financing may be available for these major home service projects*

HVAC Installation

New air conditioning, heating systems, and complete HVAC replacements

Water Heaters

Tank and tankless water heater installation

Electrical Upgrades

Panel upgrades, whole-home rewiring, generators

Major Repairs

Compressor replacement, sewer line repair, and other significant repairs

*Minimum purchase amounts may apply. All financing subject to credit approval. Ask your LEX representative for details.

How to Apply for Financing

A simple process to get you the comfort your home needs

1

Get Your Quote

Schedule a free estimate for your project. We'll provide upfront pricing with no hidden fees.

2

Apply for Financing

Apply online or with your technician. The application takes just minutes to complete.

3

Get a Decision

Receive a credit decision quickly. If approved, review your terms and financing options.

4

Enjoy Your Upgrade

Once approved, we schedule your installation. Start enjoying your new system right away.

Apply Online Now

Financing Through Wells Fargo

LEX Air Conditioning partners with Wells Fargo to offer financing options for qualifying customers. With a Wells Fargo Home Projects credit card, approved customers can enjoy:

  • Convenient monthly payments
  • Flexible financing terms
  • Easy online account management
  • Use for future home projects too

Ask about promotional financing options that may be available for qualified buyers. Terms and conditions apply.

Apply for Wells Fargo Financing

Financing FAQs

Do you offer financing for HVAC systems?

Yes, we offer financing options through Wells Fargo and other lending partners for qualifying customers. Financing is available for AC installation, heating systems, water heaters, electrical upgrades, and other major home services. All financing is subject to credit approval.

How do I apply for financing?

You can apply online through our Wells Fargo financing portal or apply in person with your LEX technician. The application takes just a few minutes and you'll typically receive a decision quickly. Our team is happy to walk you through the process.

What information do I need to apply?

You'll typically need to provide your name, address, date of birth, Social Security number, annual income, and employment information. Having this information ready helps speed up the application process.

Will applying affect my credit score?

Applying for financing typically involves a credit inquiry, which may affect your credit score. Contact Wells Fargo directly for specific information about how applications are processed and any impact on your credit.

What can I finance?

Financing may be available for AC installation and replacement, heating system installation, water heater installation (tank and tankless), electrical panel upgrades, whole-home generators, and other major home service projects. Minimum purchase amounts may apply.

Are there any special promotions available?

Promotional financing options may be available for qualified buyers on qualifying purchases. Promotions vary and are subject to change. Ask your LEX representative about current offers and whether you may qualify. Terms and conditions apply.

What if I'm not approved for financing?

If you're not approved for Wells Fargo financing, we can discuss other options. We want to help you find a solution that works for your situation. Call us at (972) 466-1917 to discuss your needs.

Can I pay off my balance early?

Yes, you can typically pay off your balance early without prepayment penalties. Check your specific financing terms or contact Wells Fargo for details about your account.

"Our AC died in July and we were dreading the cost of a new system. LEX helped us get financing and we had a new Trane installed the next day. The monthly payment is actually less than we were spending on repairs for our old unit. Wish we'd done this sooner!"

— David R., Plano TX

Ready to Get Started?

Call us for a free estimate or apply for financing online today.

Free Estimates • Flexible Payment Options • Subject to Credit Approval

Financing Available Throughout DFW

Serving homeowners across the Dallas-Fort Worth metroplex

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All financing is subject to credit approval. Terms and conditions apply. Minimum monthly payments required. See Wells Fargo for complete details. LEX Air Conditioning does not determine credit eligibility or terms. The Wells Fargo Home Projects credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. NMLS ID 399801.